Record Detail

Pembimbing:ZAENAL ABIDIN Ph.D--This research was conducted to analyze the influence of the Covid 19 pandemic on
banking sector companies listed on the Indonesia Stock Exchange using the Capital

Adequancy Ratio (CAR), operational expenses to operating income (BOPO), Non-
Performing Loans (NPL), total assets, Human Capital (HC) on Return on Assets

(ROA) for the period 2019-2022. The sampling technique used was purposive
sampling. Data obtained from the published Indonesian Stock Exchange, a sample
of 30 banking companies was obtained. The analysis technique used is panel data
regression. The results of the analysis using eviews 12 software show that (1) CAR
has a positive and significant effect on ROA; (2) BOPO has a negative and
significant effect on ROA; (3) NPL has a negative and significant effect on ROA;
(4) Total assets have a positive and significant effect on ROA; (5) HC has a positive
and significant effect on ROA; (6) There is no difference in BOPO, NPL, Total
Assets, HC and ROA during the pandemic and after the Covid-19 pandemic.